College Students are a Credit Card Company's Dream Come True

One in four college students leaves with more than $5,000 in debt, a TrueCredit.com study shows. One in 10 leaves with over $10,000 in debt.When you’re just graduating college, getting your first real job, and trying to make it on your own, credit card...

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How to Get a Free Credit Report When Denied Credit

The Fair Credit Reporting Act(FCRA) gives you the right to a free credit report when you’ve been denied credit. The law requires the company that denied you to send an adverse action letter to you. You then have 60 days to order your free credit report....

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What to Fix On a Bad Credit Report

The specific steps to credit repair depends on what's on your credit report. Before you can start repairing your credit, you need to order your report and review it to stop the negative information. Many credit reports also include an explanation of...

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