5 steps to do-it-yourself credit repair

Here are 5 steps for improving your credit rating:1. Order your credit reportsFind out what the top three credit bureaus -- Equifax, TransUnion and Experian -- are saying about you. It's likely that they're all slightly different. Yes, different! Creditors...

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Identity Theft Protection

Compare Identity Theft Protection ServicesWhy Identity Theft Protection?I. Identity theft is the fastest-growing financial crime in the U.S. and perhaps the fastest growing crime of any kind in the country.II. In 2009, there were 11.1 million identity...

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Bad Credit vs Good Credit

The Cost of Bad CreditIt’s common knowledge that bad credit scores are detrimental to obtaining loans. But if a loan can be obtained with bad credit, it won’t be issued at the same interest rate as to those with good credit records. For some, this may...

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If You Need Help

Just because you have a poor credit report doesn’t mean you can’t get credit. Creditors set their own standards, and not all look at your credit history the same way. Some may look only at recent years to evaluate you for credit, and they may give you...

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Basic Credit Repair Strategy

The basic strategy to repairing your credit is as follows:Get and review your credit report.Analyze your report.Make a list of all items you consider to be questionable or negative. Clearly identify each item in your report you are disputing and explain...

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